Good morning sir ,
Please send me TN receipt and INVOICE with signature and Seal .
Please send me sir , the copy of Booklet so called Loan application
that is processed for the Loan Application .
Please note : agriculture period ends in next 5days , so after that I
can't borrow the money from farmers to repay the loan, I'm able to
borrow the money till 09-10-2015 days from farmers , so I can repay
it if corrected before 09-10-2015 , otherwise I'm not able to repay it
for my life time
Please refund my money 1328-119rs = 137rs and 2700rs Vehicle price
loss , till that from today onwards I will put 100rs fine everyday for
your peoples ..
One important note - This Bike do not get start first time in the day
with even Choke .I have to kick 15 to 20 times , on luck it get start
. so Please take back the Bike .
if this problem continues I will not repay the Loan and you have to
give me back 17600rs plus 1200rs , 600rs 652rs and 120rs number plate
print. you please come to my home , I will show it , or you only try
to kick start this bike you will come to know . I can't do it in
middle of the road and morning time when I have to go very urgently .
if continues like this , this bike becomes useless . HERO bikes
should start immediately on first kick only , or max with choke .
Please forward the copy of this message to Mr Sudharshan Yemula .
Sudharshan sir, I have following questions to you
1) how can Bank able to process the Loan application agreement for
34043rs Loan amount when I need remaining money to buy vehicle price
is 31400rs upon 17600rs and 1200rs down payment right ? I took TN
recipe for 17600rs and 1200rs through Hero Showroom MD itself.
2) and for account holders there is 2 percent lower interest rate , so
how can Bank process Loan application agreement for 13.5 percent right ?
3) in the same sense , you said Signature is matched right ? then my
question is why do I sign for 34043rs when I need remaining money is
31400rs to buy Bike right ?
4) in the same sense , you said signature is matched right ? then why
do I sign for 13.5 percent interest rate when there is 11.5 percent
interest rate right so called 2 percent lower interest rate?
5) lets say for example , even customer signed to the Loan agreement
Booklet , you can not process the Loan for 34043rs with 13.59 percent
interest rate right ? because , Reaming amount needed to buy vehicle
is 31400rs and there is 11.5 percent interest rate for account holders
. so Loan becomes INVALID right? .
6) Again , You said signature are matching right , So after I
purchased the vehicle, I got a SMS about Disbursed Loan amount
34043rs which i did not applied, on the same day I took it all to Bank
Person's attention named Siddaesh and email is sent to HDFC Bank on
July 21st 2015 , so even signature is NOT matched OR MATCHED why they
did not corrected it all right on that day? why they did not raised
the question about
signature matching on that day 21st July 2015 and about cancellation ?
why now ? why they did not moved to court immediately ? why they not
given the police complaint on this and on me ? or on Siddaesh right? .
how they can draw the Cheque which results in Cheque Bounce after I
informed it right?
7) when this case is ongoing, how allowed to Siddaesh to resign the Job ?.
8) I took the Loan for the purchase of Vehicle , not for taking the
Personal insurance .
9) there is no example in the world, taken the Loan to apply for the
personal insurance right ?
10) I did not have money for just 31400rs to buy bike right ? so in
such poor condition I taken the loan for 31400rs so how I can use the
Loan money to apply for the personal insurance ? so in such poor
condition and when even I do not have money for just 31400rs , why do
I take the Loan to apply for the personal insurance right? .
11) I took the Loan for very Low amount right ? it is not 3lack or
30lack that means not Big Loan amount right, then how I can apply for
Personal insurance with this low loan amount right? and through this
Loan amount in this my financial poor condition right? and also I'm
not traveling around the world right? and not through aeroplane or Bus
right ?
12) Again , loan agreement is made for 11.5 percent and 31900rs, so
you can not take my signature for 13.59 percent interest rate and
34043rs loan agreement because remaining money needed to buy vehicle
is 31400rs and there is 2 percent lower interest rate account holders
right ?
13) so question about signature Matching and agreement is INVALID and
non sense .
14) again I repeating, I took the Two wheeler loan , so nobody not
able to use that amount for personal insurance and applying yourself .
is there any insurance loan in this world like two Wheeler loan?.
15) Mr Sudarshan sir , now started saying Signature is matching for
the agreement, so I request him to go through my above points . okay
lest say Yes to Sudarshan sir , so Signatures should match then only
bank able to accept it all right ? otherwise how Bank will able to
accept it ? Otherwise no use of forgery . forgery is made in the way
bank should accept it. Signature should match in the way to acceptable
so called forgery
16) Loan agreement application Booklet is in English language right ?
so till now many village illiterate peoples taken loan right or who do
not know english right ? did all they read that , No right ? so it
seems they made signatures without reading the booklet or they Bank
person siddaesh was getting sign to Blank Loan application ,
following siddaesh was filling the application as he wants .
17) Sudharshan sir is one of the criminal person who misleading the
bank along with Mr. Naveen , Ganapathi Venkatappa and Siddaesh . This
Team is operating on all these Fraud professionally . from my case ,
it seems that these people may have cheated like this to too many
illiterate village peoples who come to HDFC BANK for loan . all these
clearly needs CBI and CID investigation .
18) No evident but true , he taken 500rs from my side by saying it not
possible to give loan for agriculture people .
19) and also from Showroom with NO receipt business .
20) you will not admit it, because you will loose your job and to
protect Bank Name . Judge will review all these and judge will
understand all these like very clearly . how you can admit it your
mistake being employee of Bank right ? I shown your mistakes to you
and just telling your mistake to you , so it was your responsible to
get identify it yourself , so actually no question about claim or
admit as I have your money right ?
19) if you want me to pay the 1328rs then please send me the Notice or
Court Order through Arasikere Court Upon court Judgment .
20) My Job legally and ethically is to pay 1191rs/mo for the period of
36 months with 11.5 percent for the 31900rs loan amount .
21) This issue wasted my time and my energy along with my professional
3days to this , add this day so 4th day , so who will compensate this
? and Vehicle price loss 2700rs .
22) I have Physical evidence to prove this , I can provide this to you
through court .
23) agriculture period ends in next 5days , so after that I can't
borrow the money from farmers to repay the loan, I'm able to borrow
the money till 09-10-2015 days from farmers , so I can repay it if
corrected before 09-10-2015 , otherwise
I'm not able to repay it for my life time . and Please refund my
money 1328rs-119rs = 137rs first and 2700rs excess vehicle price loss
, then ask repayment money.
24) Again please note - This Bike do not get start first time in the
day with even Choke .I have to kick 15 to 20 times , on luck it get
start . so Please take back the Bike .
if this problem continues I will not repay the Loan and you have to
give me back 17600rs plus 1200rs , 600rs 652rs and 120rs number plate
print. you please come to my home , I will show it , or you only try
to kick start this bike you will come to know . I can't do it in
middle of the road and morning time when I have to go very urgently .
if continues like this , this bike becomes useless . HERO bikes
should start immediately on first kick only , or max with choke .
25) Do you know value of the money ? we earn money through Blood ? is your
job is playing game with someone's money ? you should pay fine to
Court, Government and RBI right plus you peoples should not do it to
any peoples in future ? from today onwards everyday I put 100rs fine
to you people still I get my money 137rs and 2700rs .
26) as I said above , I Kindly request , not to message me back
unless it is corrected along with Acknowledgement for the same plus compensation
otherwise please communicate to me through Arasiker Court sir. We
earn Money through Blood .
Thank you and Thank you for your time.
